How to Prepare Your Auto & Home Insurance for Winter  

As winter approaches, our team at Dunton Insurance Agency understands how important it is to make sure your insurance policies are ready for the season ahead. Snow, ice and freezing temperatures can bring unexpected challenges for both your home and your vehicle. Taking a few proactive steps now can help you avoid costly surprises all winter long.

Reviewing Your Home Insurance for Winter Risks

Pennsylvania winters can be tough on homes. Heavy snow, ice dams and frozen pipes are just a few of the hazards that can lead to significant damage. We recommend reviewing your home insurance policy to ensure it covers common winter-related risks, such as:

• Water damage from burst pipes or ice dams
• Roof or structural damage caused by heavy snow or fallen branches
• Liability coverage if someone slips and falls on your property

If you’ve made recent upgrades to your home, like a new roof or insulation, let us know. These improvements may affect your coverage needs or even qualify you for discounts.

Preparing Your Auto Insurance for Winter Driving

Winter roads can be unpredictable. From icy highways to snow-covered side streets, accidents are more likely during the colder months. Now is a great time to:

• Confirm you have adequate collision and comprehensive coverage for winter-related accidents or damage
• Check your deductible amounts and consider if they still fit your budget
• Ask about roadside assistance options for emergencies like dead batteries or getting stuck in the snow

If you drive less during the winter or store a vehicle, let us know as there may be ways to adjust your policy and save.

How We Can Help

Our team at Dunton Insurance Agency is here to help you navigate winter insurance needs. Contact us today to schedule a policy review or for more winter insurance tips.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.